BSN offers customized loans to meet the diverse business needs of Micro, Small, and Medium Enterprises (SMEs) to further empower local SME entrepreneurs.

The Mikro Kasih Facility offered by BSN.

  • Belia

    Ditawarkan kepada usahawan mikro belia (30 tahun ke bawah)

    Mohon Sekarang

  • Nita

    Ditawarkan kepada usahawan mikro wanita

    Mohon Sekarang

  • Bumiputera

    Ditawarkan kepada usahawan mikro bumiputera

    Mohon Sekarang

  • Bumiputera (Sabah/Sarawak)

    Ditawarkan kepada usahawan mikro bumiputera Sabah/Sarawak

    Mohon Sekarang

  • Veteran

    Ditawarkan kepada usahawan mikro veteran (pesara pegawai beruniform sektor kerajaan)

    Mohon Sekarang

  • Taska

    Ditawarkan kepada usahawan mikro yang menjalankan perkhidmatan penjagaan kanak-kanak atau taska

    Mohon Sekarang

  • Penjaja Bumiputera

    Kemudahan pinjaman mikro bagi membantu penjaja dan peniaga mikro Bumiputera

    Mohon Sekarang

  • Penjaja Non-Bumiputera

    Kemudahan pinjaman mikro bagi membantu penjaja dan peniaga mikro bukan Bumiputera

    Mohon Sekarang

  • Penjaja Muda

    Kemudahan pinjaman mikro bagi membantu penjaja dan peniaga mikro belia berumur 30 tahun dan ke bawah.

    Mohon Sekarang

About Bank

BSN remains committed to providing comprehensive financial services for all Malaysians. BSN strives to offer equal opportunities for Malaysians to pursue a better financial future.

To achieve this goal, BSN will play a role in offering financial inclusion, supported by a wide range of products and services delivered through various touchpoints across the country.

About the Mikro Kasih Scheme

BSN Micro Kasih is a loan facility offered to micro-entrepreneurs to assist those who intend to expand their businesses.

  • 1 to 5.5 years, including a 6-month moratorium (payment break) for monthly installment payments.

  • 4.00% per annum (p.a)

  • Term Loan

  • Minimum: RM5,000
    Maximum: RM50,000

  • Late payment penalty for the outstanding total amount at a rate of 1% per year, calculated daily.

    • Micro Enterprises (Sole Proprietorship / Partnership / Limited Liability Partnership / Private Limited Company) and open to all types of business sectors.

    • Owned by Malaysian citizens.

    • Self-employed individuals, including professionals (Accountants, Doctors, Lawyers).

    • Business registered with the Companies Commission of Malaysia (SSM) / Local Authorities (PBT) / Agencies / Professional Bodies (applicable only to professionals).

    • Business has been operating for at least 6 months.